On April 1, BargainBabe.com blogger Julia Scott gave up her credit cards for one month. The goal of her experiment: find out whether using cash only will get her to spend less. Here, she lays out the gritty details.
On April 1, BargainBabe.com blogger Julia Scott gave up her credit cards for one month. The goal of her experiment: find out whether using cash only will get her to spend less. After a surprisingly spend-happy first week (she exceeded her weekly budget by more than 60%!), Julia braced for a belt-tightening Week Two. Here’s what happened.
I am at Whole Foods in Toronto, where I just bought two plums and a banana for almost $5.00. Steep prices are standard at fancy Whole Foods. But in fact, no matter where you get food – from Safeway to Trader Joe’s, to T.G.I. Friday’s – price tags have become significantly higher than they were ten years ago. Ever wondered why?
You’ve heard of Too Big to Fail, right? Well, this week I want to introduce you to a simple personal budgeting tactic I call Too Small to Fail. Around my house, this dumb little idea helps my family keep our savings on track and, if you want to be hyperbolic about it, prevent financial collapse. (See, it’s the opposite of Too Big to Fail in more ways than one.)
Time is running out: It’s the fourth quarter, you have no time-outs left and you haven’t even begun your holiday shopping.
It’s time to huddle up. Starting in 2010 you can get organized. You’ll make a budget and commit to staring and finishing your shopping before December 1st. Right now, you just need to get out there and get it done without ending 2009 burdened with the national debt of a South American nation on your credit card. You don’t have time to worry about getting the perfect gift for everyone. Just follow these tips for last-minute shopping on a budget and focus on buying a good gift at the right price.
mjb7q The stock market crash leading to the recession at the end of 2008 caught many by surprise. If you’re among those whose savings and investments were ravaged by the economic downturn, don’t despair. To lose your assets in such...
I’ll spare you the environmental lecture—Just imagine your life with out a car payment. Sounds pretty nice, right? Read on to see how you can make it a reality. Even better: you don’t have to wear spandex biking shorts.
If you really want to save more than you earn, the conventional wisdom says you’re gonna need a budget. It’s only by seeing where your money goes and figuring out where you can cut back that you’ll be able to get your financial act together. But conventional budgeting is fraught with danger. Here are the three main things you should avoid.