No matter how financially savvy or frugal you are, nobody is immune to the occasional splurge. Whether it’s an outfit that has caught your eye or a sleek, new gadget, we might go against our best judgment and spend more...
As someone deeply involved in the personal finance world, I’ve noticed a trend developing over the last decade or so. People are taking frugality way, way too far. It started with extreme couponing, then came DIY culture and the side...
Savings bonds are securities issued by the US Treasury Department. When a person purchases a savings bond, they are lending their money to the US government, and in turn, earning interest. Savings bonds are low-risk, low-return investment options that mature...
The average student loan debt is currently $37,172, racking up over $1 trillion in student debt nationally — and this number is only expected to grow. As a parent, this may spark some worry about your child’s financial future. You...
Living an ultra-frugal lifestyle can get exhausting. It feels good to save money, but some people take it to extremes that border on compulsive. When you find yourself scouring the internet to find a coupon for 10% off a tube...
A savings account is a secure place to store your money that earns a small percentage of interest annually while your funds grow towards your long-term financial goals. Everyone’s savings needs are different. Whether you’re saving for a plane ticket...
Finding financial success takes a mix of caution and courage. You can’t grow your wealth by stashing it away somewhere safe, but you won’t have any wealth to grow if you’re constantly throwing caution to the wind. It’s a fine...
If you’re just scraping by financially, it doesn’t take a lot for a money crisis to go down. According to research by Elevate’s Center for the New Middle Class, among non-prime Americans (aka those who have below a 700 credit...
When you’ve lived paycheck to paycheck, scrounging up enough money for an emergency fund can feel like a revelation. All of a sudden you’re not living with a dark cloud over your head and setbacks start to seem more manageable....
Managing your money is a constant push and pull between watchfulness and restraint. A good investor, for example, keeps a close eye on their investments without overreacting to short-term volatility. You need to be aware, but also patient. But most...
No matter how financially savvy or frugal you are, nobody is immune to the occasional splurge. Whether it’s an outfit that has caught your eye or a sleek, new gadget, we might go against our best judgment and spend more... 
