Occupation: Account Services & Freelance Writer
Industry: Digital Marketing
Location: Longmont, CO
Paycheck (3): $4,700/mo includes salary and three freelance clients (side hustles)
All other expenses
401K: $8,200 (cashed out in 2008 when housing market tanked and I was working in new home construction. It’s taken a while to start contributing again!)
Roth IRA: $4,235
5:45 am – Wake up and walk the dog
6:00 am – I live in Mountain Time but work Eastern Standard hours. No coffee in the house means a quick run to Starbucks. Venti drip + 1 lb coffee beans ground for French Press. $17.06
6:15 am – Get gas in my car and buy 3 packs of cigarettes. I am being honest here and in order to be honest to myself, I have created a Mint category: “Cigarettes/Tobacco.” I have to stay on top of that because I usually buy my cigarettes at a gas station. They usually get automatically categorized to “Gas & Fuel.” These were two separate transactions. $72.09
6:30 am – Hop in the shower and get cleaned up. This is absolutely clutch for working at home! I have to get dressed as if I am going somewhere to wake up and be ready to work.
7:00 am – Work. Work. Work. Eat a banana and protein shake.
9:00 am – Walk dog. Work. Work. Work.
12:00 pm – Attend 2018 Benefits meeting remotely for my full-time job. Completely panicked about how much I need to put away for retirement to make up for early withdrawal. Up my contribution per paycheck from $97 to $150. Still not enough, but it’s something!
2:30 pm – Walk dog.
3:00 pm – Wrap up last few things in email for my full-time job and head to Boulder to meet with one of my freelance clients. I am new to Colorado and get nervous about parking. I take the first spot I see that seem close enough to where I am meeting my client. Come to find out there was plenty around the corner. Oh well! $3.75
3:45 pm – Walk to get coffee…and chocolate. $4.25
4:30 pm – Head back home. Walk the dog. Then it’s time to check in on work for another freelance client.
7:30 p.m. – Cooked dinner with my roommate from fresh veggies from the co-op. She pays for this.
8:45 pm – Get ready for bed, read a book and lights out by 9:30 p.m.
Daily total: $97.15
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