insurance Archives - MintLife Blog

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Why Do Insurance Companies Use Credit Reports and Scores?

March 7, 2011 / John Ulzheimer

photo: TheTruthAbout… Section 604 of the Fair Credit Reporting Act says that the credit reporting agencies, Equifax (EFX), Experian (EXPN) and TransUnion, may furnish reports to any company that intends to use that information for the purpose of underwriting insurance. So,...

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How To

How Much Is Your Life Worth? Life Insurance 101

August 5, 2010 / Matthew Amster-Burton

Many people avoid buying life insurance, which is hardly surprising: they worry that it will be complicated or expensive, or that it will put them face-to-face with their own mortality (or an insurance agent; same idea). As a result, many...

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How To

Rethinking Insurance: What You Really Need; What You Don’t

June 29, 2010 / Matthew Amster-Burton

Call it bass-ackwards insurance: people tend to insure things they could easily afford to replace and fail to insure against financial catastrophe. There are a lot of reasons we get this wrong. We’re optimists: we know bad things happen, but...

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Financial Goals

Rent or Own, Here’s How to Insure Your Home

May 13, 2010 / Donna Fuscaldo

photo: alancleaver_2000 Whether you rent or own, you’ll need insurance to protect you and your belongings in the case of a calamity. The prospect of shopping for a policy can be daunting, especially if it’s your first time — but the...

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Housing Finances

Home Insurance Gotchas

May 2, 2008 / Ehab Bandar

What do you mean it’s me and not you? Those words hurt, no matter who utters them. But they are particularly painful when they come in a “Dear John” letter from your home insurer. These days, a lot more homeowners...

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How To

Foolish Advice on Homeowners’ Insurance

April 30, 2008 / Ehab Bandar

Homeowners’ insurance is deceptively simple. It’s the coverage you need in the event of significant damage to your house, yet not all policies, or situations, are equal. For example, the homeowner who is covered for a fire may not be...

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How To

Get an Insurance Checkup

April 30, 2008 / Ehab Bandar

Homeowners’ insurance isn’t a fun topic to discuss. We don’t want to think about what could happen to our homes in a natural disaster or other catastrophic event. Denial doesn’t make these tragedies any less likely to occur, but it...

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