We all know what the credit reporting agencies will allow consumers to do. They’ll let you either purchase your credit reports or claim freebies periodically because of state and Federal law. They’ll let you place fraud alerts on your files if you feel like you may have been exposed to identity theft. And they’ll even let you place a short statement on your credit report if you want to explain your side of the story vis-à-vis an item you don’t agree with. However, there are several things they will not allow you to do under almost any circumstance.