Reward points programs can turn saving money on the purchases you make seem like a game. But the game you’re playing is more like skee ball than frisbee. Playing for points means you’ll be tempted to buy things you can’t afford just to acquire points. But even worse is the fact that the game is rigged before you even begin. Most people will never acquire enough points to pay for the luxury items they desire. And many reward programs are deliberately deceptive in describing how they work. Not all points are created equal and some are downright worthless. Our guide to reward points programs will teach you the tricks you need to be a points ninja.
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