Shelter Shock: Who Can Live by the 30% Rule?

Housing Finances Shelter Shock

The 30% rule says we should spend no more than 30% of our gross, pre-tax income on housing. But is that feasible for the majority of Americans?

Using data from the latest Consumer Expenditure Survey, the following infographic offers a glimpse at who is able to live by this rule by dividing annual median housing expenditures by annual median pre-tax income.

Do you live by the 30% rule?

Click on “Launch Infographic” for an expanded view. 


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