Achieving perfect credit may seem like a daunting task. But just as a journey of a thousand miles begins with a single step, the path to perfect credit is made up of small tasks that can eventually add up to big improvements in your credit.
To get better credit, you first have to know where you stand. There are a couple of different ways that various financial institutions evaluate your credit.
The path to perfect credit can be long and arduous. And once you get your credit in good shape, you can’t stop there; you have to maintain it, too. By understanding how your credit report and credit score work — and making sure the credit reporting agencies have accurate information about you — you can help ensure that your credit as good as it can be.