The closing of one year and the beginning of another is not only a great time to focus on establishing new, healthier habits and philosophies, but also to recognize those that no longer serve us well because our lives have...
Bridge loans provide short-term backing for personal or commercial investments until the borrower can secure permanent funds. In the case of residential bridge loans, homeowners may need to put a down payment on a new home before they have the...
Even when we strive to meet all our financial obligations, unexpected life events can get in the way. Cash flow does not always line up with our bills, especially when faced with sudden medical expenses or a drop in income....
Has an organization or university offered you an opportunity with a stipend? Whether it’s an internship or apprenticeship, a stipend is a set amount of money that helps offset living expenses. This fixed amount is financial support provided while you’re...
Truth is, there is a lot to be excited about when it comes to college: new friends, a new routine, (college parties!), and more independence. But along with all these perks, it’s also time to start thinking about your finances....
A routing number is a unique number that identifies a specific banking institution. Each routing number is made up of nine digits. Routing numbers are sometimes referred to as an American Banker’s Association routing transit number or an ABA RTN....
It’s stressful enough having a car loan over your head and staying on top of your monthly payments. But what if you have an upside-down car loan — in other words, the amount you owe on your set of wheels...
When you’re trying to get your financial house in order, it’s easy to get lost in the specifics. You might stress about how to adjust your budget, where to find some extra cash for the holidays or what funds to...
Shortly after graduating from New York University with a Master’s degree, Melanie Lockert turned to food stamps, as she worked her way out of $81,000 in student loans. “There were a lot of emotions around carrying that debt. It caused...
