Emergency savings. Building one can seem daunting for anyone living paycheck to paycheck … When I was 27, I went to an outlet mall because I just felt like getting something new. I remember being pretty happy with the...
Even the most airtight budget can be caught off guard by unexpected expenses. What do you do when you’re hit with a large bill that needs to be paid immediately? Setting up a savings account and contributing to it regularly...
This is a guest post from Barron’s Next, which provides personal finance and investing guidance for a new generation of investors. Visit Barron’s Next for news on hot stocks, smart advice, investing tips and more. Saving enough money for your...
Back in December, I had the opportunity to review Ken’s financial profile. He’s an airline pilot who earns about $100,000 a year. At 36 years old, his main financial gripe is that he’s tired of carrying around his $45,000 student...
If your goal is to save money, budgeting and tracking your spending can go a very long way. But now, thanks to science, there are some new discoveries proving that building wealth and having more self-control around spending has much...
Money certainly doesn’t buy love (like, true love), but Valentine’s Day marketers always do their best to convince us that chocolates, fancy dinners and jewelry are sure-fire ways to your beloved’s heart. Last Valentine’s Day, the National Retail Federation estimated...
Budgets are more than just paying your bills on time—a budget is also about determining how much you should be spending, and on what. They’re a great tool to help you diversify your financial profile, reach dynamic savings goals, and...
How much you spend on your Valentine is not a measure of how much you care, nor does it mean that expensive gifts are more meaningful. Just like the handmade Valentine’s of our elementary school days – the best Valentine’s...
Fast forward to January 2016. No more chestnuts roasting on an open fire. No more candy canes and mistletoe. It’s a new year and new beginnings. Yet, for many of us, there is a big 2015 reminder hanging around… the...
62% of Americans have no emergency savings. 47% of households don’t save anything at all. And 76% of Americans rely on the next pay period, living paycheck-to-paycheck. Your life doesn’t have to be this way. If you’re ready to break...