Marriage can be a wondrous thing – even when both partners have student loan debt. Two sets of loans doesn’t have to mean double the worry. Read on to learn how married couples can cope with student loan debt.
WIth three major credit reporting agencies in the marketplace, most lenders will make decisions about your loan terms based on just one of your credit bureau risk scores, and chances are, those three scores are all different. So what can you do to make sure you’re seen in the best light?
With mortgage interest rates recently touching their lowest in more than 50 years, many homeowners are asking themselves if now is the time to refinance. After all, it’s hard not to swoon at the thought of a 30-year fixed mortgage at 4.15 percent. But whether a mortgage refinance makes financial sense isn’t solely determined by interest rates and monthly payments.
While most of us focus on FICO as the dominant credit score, that’s hardly where it ends. In fact, you’ve got so many more scores that if I tried to name all of them and explain what each of them do your head would spin and I’d run out of paper. But because I never shy away from a credit related challenge, here’s an abbreviated version.