Reyna Gobel, Author at MintLife Blog

How To

Budgeting for Baby

December 28, 2010 / Reyna Gobel

So one of the things on your wishlist for 2011 is a little budgle of joy. It’s a life-changing decision, to be sure. And not least important in starting a family is the inevitable impact on your finances. So the moment the thought of having a baby enters your mind, you should start a baby fund. Here’s what you should consider.

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How To

Should You Give a Pet As a Holiday Gift?

December 23, 2010 / Reyna Gobel

Before you give someone a pet, have a thorough discussion of the full costs involved and who’s going to cover them. Include as many additional factors in your chat as possible, such as larger apartment deposits, basic care, pet sitting and health care costs. Here are some suggestions.

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Saving

Is Renting Textbooks Really Cheaper Than Buying?

December 9, 2010 / Reyna Gobel

Textbooks are expensive and can set you back hundreds of dollars. One money-saving tips we hear often these days is to consider renting textbooks instead of buying. But depending on resale value of used textbooks and whether you’ll use them for multiple semesters, renting might not necessarily be the most wise decision from a financial perspective.

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How To

Five Fun Financial Holiday Gifts for All Ages

November 18, 2010 / Reyna Gobel

The holidays are a time for family, friends, love and, of course, gifts. At Mint.com, we’re always thinking about personal finance — even when it comes to holiday giving. But giving a personal finance gift doesn’t have to mean sticking a savings bond in a stocking. This article is filled with fun gifts to remind your family and friends of solid financial habits year round.

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How To

Free Money for College? How to Optimize Your Scholarship Search

November 8, 2010 / Reyna Gobel

Whether you’re applying to colleges or graduate schools or you’re already a student, there’s little doubt that every scholarship dollar you can get to set off tuition costs is worth your time and effort several times over. Getting your hands on that free money is, of course, never easy. That’s why optimizing your scholarship search is so important.

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How To

When Student Loans Come Due: A 7-Step Plan for Recent College Grads

November 1, 2010 / Reyna Gobel

Have you carved out a space in your budget for your student loan payment? Don’t panic. Follow the seven steps in this article, and you can secure an affordable payment on any budget. You’ll also learn how to postpone payments if you need it.

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How To

The Best Budgeting Calculators for College Students

October 25, 2010 / Reyna Gobel

When you’re in college, budgeting is different than budgeting in the outside world. Your largest bills — tuition, room and board — could be due on an annual or semester basis. Try these calculators to help you plan and estimate your expenses.

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How To

5 Smart Moves to Make Before Moving For Work

September 13, 2010 / Reyna Gobel

Moving to another state or even country for a job can be a big – and very expensive – hassle, but in today’s labor market many job seekers are willing to consider it.

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Trends

Should You Be a Lifetime Renter?

September 7, 2010 / Reyna Gobel

According to the U.S. Census Bureau’s 2009 American Housing Survey, approximately one million people over 65 still had mortgages for 65.9% or more of their home value, which means someone in this predicament with a $200,000 home still owed $130,000 or more to the bank. Worse yet, more than 300,000 seniors owed more on their mortgage than their home was worth. Which begs the question: How do you retire the way our parents and grandparents used to, without a mortgage?

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How To

Back-to-School Budgeting Lessons

September 1, 2010 / Reyna Gobel

If your child or other family members are entering their senior year of high school and you worry about how they’ll manage their money when they head to college, use back-to-school shopping as a trial run for college budgeting.

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