It’s no surprise that college is more expensive than ever, but campus-bound students and their parents may be able to expect a little relief in terms of their bookstore budget, thanks to the Higher Education Opportunity Act.
Have you noticed that your paychecks have been a bit larger than normal lately? That’s because in 2011, the government is cutting the social security payroll tax paid by individuals from 6.2% to 4.2%. Now, what should you do with your extra moolah? Here are 10 ways to wisely spend your money, in order of importance for increasing your financial standing for years to come.
If you’re super-organized, you may have even already filed your taxes and the question now is, what should you do with all those forms, receipts and other documents you used to prepare your return? Many people err on the side of caution and keep all tax documentation for years on end, or until their filing cabinets literally overflow. The truth is, you don’t need to keep tax-related stuff forever — but you shouldn’t get rid of it right after receiving your refund, either.
Common sense and basic math says that finishing college quickly equals a less expensive education. The longer you take to graduate, the higher semester fees and housing costs will pile up. But what’s left out of this purely dollars-and-cents equation is the potential effect of completing more internships — and thus building more experience and establishing more contacts – if you stay in college for five years rather than four; or four years rather than three.
Getting fit and improving one’s finances are two of the most common New Year’s resolutions: yet they often seem mutually exclusive. Fitting a personal trainer into a tight budget isn’t easy (though not impossible), and even gym membership fees often end up in the “wasted money” category as we tend to slack off and visit the gym less and less often as the year progresses. But that doesn’t mean you shouldn’t try. Here are six inexpensive winter workout tips.