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Investing in People: How Crowdfunding Works

June 26, 2013 / MoneyTalksNews
You know you can invest in stocks, bonds and mutual funds. But what about new companies or projects? Can you invest in people too? You can now, thanks to crowdfunding, one of the positive changes the Internet has brought to our world. With...

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Saving

Does Budgeting for Expensive Items Actually Make You Spend More?

June 12, 2013 / MoneyTalksNews
Budgeting is a great tool to help you reach financial independence. But what if your budget is actually hurting you? It can happen when you budget for a specific purchase. In fact, consumers who start shopping with a price in mind spend...

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Financial Planning

Top 10 Money Mistakes New Grads Make

June 5, 2013 / MoneyTalksNews
If you’re just graduating, I feel for you. The economy is still bogged down and the job market is soft – not a great time to start out in the world. But don’t make it worse by getting your financial life off...

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Financial Goals

6 Secrets to Successful Budgeting

May 28, 2013 / MoneyTalksNews
6 Secrets to Successful BudgetingA friend once told me she didn’t budget because it was “just setting yourself up to fail.” At first I was adamant: “No way! Having a budget is the only way not to fail!” But then I started to think about it....

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Financial IQ

Say Yes to Paying Less for a Wedding Dress

May 20, 2013 / MoneyTalksNews
Say Yes to Paying Less for a Wedding DressFirst comes love, then comes marriage. Then comes the mountain of wedding debt you’ll now have to pay. Last year, couples spent an average of $28,427 on weddings and nuptial-related events, according to TheKnot.com. While the venues, the engagement ring and...

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Trends

The 10 Best States to Make a Living

May 8, 2013 / MoneyTalksNews
The 10 Best States to Make a LivingMaking a good living is tough these days. But precisely how tough it is may depend on where you live. Earning a decent wage, staying ahead of inflation and coping with taxes are some of the challenges American workers face....

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How To

How to Fight a Traffic Ticket

April 18, 2013 / MoneyTalksNews
How to Fight a Traffic TicketLast year I pulled out of my street without using a turn signal and got stopped by a cop. Twenty minutes later, I was holding four different tickets with fines totaling close to $1,100. And fines are just the beginning of...

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Financial Planning

The Top Money Fears Facing Americans — And How to Eliminate Them

April 12, 2013 / MoneyTalksNews
The Top Money Fears Facing Americans — And How to Eliminate ThemLast Monday was April Fools’ Day, but it was also the kickoff of Financial Literacy Month. Two groups – the National Foundation for Credit Counseling and the Network Branded Prepaid Card Association – marked the occasion with their 2013 Financial Literacy Survey. Now in...

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Investing Advice

13 Dumb Moves Investors Make

April 10, 2013 / MoneyTalksNews
13 Dumb Moves Investors MakeThe concept of saving for a rainy day has probably been around for as long as humans have. It’s virtually instinctive to prepare for an uncertain future by setting something aside. It’s after we set aside savings that potential problems...

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Financial Planning

Last-Minute Tax Tips

April 2, 2013 / MoneyTalksNews
The last day to file your taxes is April 15. If you waited until the home stretch, you’re not alone: The IRS told the Lubbock Avalanche-Journal 20 to 25 percent of Americans wait until the last two weeks to file their return....

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