Mint.com, Author at MintLife Blog

2020’s Most and Least Financially Literate States

August 31, 2020 September 1, 2020 / Mint.com

Financial literacy is the ability to understand and use money skills to maintain your personal finances. This mostly applies to simple money skills the everyday person uses, like building a grocery budget and saving for a rainy day and retirement. ...

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Planning

Comprehensive Insurance Explained

August 30, 2020 September 11, 2020 / Mint.com

Getting a car – especially your first one – is a major life milestone. But in tandem with your car purchase, you’ll need to buy insurance coverage to protect your investment. As you’re shopping for car insurance, it’s important to...

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Credit Info

Credit Card Churning Guide (Churning for Travel & Points)

August 28, 2020 September 11, 2020 / Mint.com

Credit card churning can be a great way to earn travel points and lucrative bonuses—but it requires a careful strategy, because high-rewards always come with high-risks. Done incorrectly, you could damage your credit score, incur steep fees, and rack up...

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Credit

Does Refinancing Hurt Your Credit?

August 27, 2020 / Mint.com

Before you make any big financial decision, it’s crucial to learn how it may affect your credit score. If you’re looking to refinance, it’s natural to wonder if it might hurt your credit. Typically, your credit health will not be...

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Budgeting

How to Stop Spending Money and Build Your Savings Instead

August 26, 2020 August 27, 2020 / Mint.com

The temptation to overspend is seemingly everywhere you go. Whether you’re at the grocery store, checking your email, or scrolling on Instagram, ads are everywhere you look. These days, targeted ads are getting better at stealing your attention and your...

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Planning

Down Payments Explained (How Much Should You Pay?)

August 26, 2020 September 11, 2020 / Mint.com

Preparing for a big-ticket purchase? Be sure to learn about down payments beforehand. It’s pretty rare to buy a house, car, wedding ring, or any type of expensive item in all-cash without draining your savings, so many people turn to...

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Housing Finances

What is a Conventional Mortgage Loan?

August 24, 2020 September 11, 2020 / Mint.com

Owning real estate is expensive. Even for those with a solid savings account and a comfortable salary, it’s unlikely that you’ll be able to simply buy a home outright. That’s why most people, when they decide to invest in property...

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Planning

Inflation Defined (What Is the Inflation Rate?)

August 24, 2020 September 11, 2020 / Mint.com

Growing up, you may have heard your parents reminisce about how gas was only a quarter per gallon or that spending a night at the movie theaters only cost a nickel. This may leave you wondering why gas is now...

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Financial Planning

How to Prepare for a Recession: 8 Tips You Can Start Now

August 18, 2020 / Mint.com

A recession can impact your everyday life and budget, but there are things you can do to prepare. As of June 2020, the COVID-19 pandemic showed a possibility of a recession, with 33 million unemployed Americans inquiring about jobless benefits....

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Investing Advice

AI Investing: The Ultimate Beginner’s Guide

August 18, 2020 August 26, 2020 / Mint.com

With artificially intelligent technology on the rise across industries, learning about investing in AI is top-of-mind for many Americans. As people observe the rapid growth of innovative companies utilizing AI tech, there’s been a natural spike in interest around AI...

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