John Ulzheimer

While most of us focus on FICO as the dominant credit score, that’s hardly where it ends. In fact, you’ve got so many more scores that if I tried to name all of them and explain what each of them do your head would spin and I’d run out of paper. But because I never shy away from a credit related challenge, here’s an abbreviated version.

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Unlike your weight or your shoe size, you can have more than one credit score, but most consumers don’t realize it.

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A new law goes into effect this week which will require many lenders to disclose the credit scores they used to make decisions about your loan applications.

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Say you’ve got some extra money to pay off one of your major loans (mortgage, auto, credit card, collections). How do you get the most bang for your buck in terms of boosting your credit score? We’ve got the expert answer.

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