Credit or debit: that is the question. Numerous financial experts say you should always opt for debit over credit. The reason? By strictly making purchases with your debit card (or cash), you won’t spend more than what’s in your bank...
If the mere mention of the word “marriage” makes your pocketbook hurt, it may be worth considering whether staying single is better for your finances. But marriage brings plenty of financial benefits, too. Read on to learn whether staying single really is better for your finances.
With mortgage interest rates recently touching their lowest in more than 50 years, many homeowners are asking themselves if now is the time to refinance. After all, it’s hard not to swoon at the thought of a 30-year fixed mortgage at 4.15 percent. But whether a mortgage refinance makes financial sense isn’t solely determined by interest rates and monthly payments.
Debt has been getting a bad rap. It seems that if you have a radio show and you talk finance, you think all debt is bad. No wonder many consumers think that all debt can only have a negative impact on their net worth. But this isn’t always so.
Home prices have fallen to a new low, but many are still gun-shy when it comes to buying, in light of the mortgage meltdown. Mint users asked, “is it better to buy or rent right now?” and we invited an expert to give his answer.
The days of the no-money-down home loan are long behind us, but does a credit-worthy borrower still need to come up with a whopping 20 percent down payment to buy a house? Mint asks an expert this very question.
Real estate agents provide a valuable service and are generally well-paid as a result. Nothing wrong with that. But money does have a way of distorting relationships — even when honest people are involved. Here are some tips to help you get the most out of your relationship with your real estate agent.