At the end of every week, The Mint Blog will highlight some noteworthy posts from the blogsphere and beyond. Here are this week’s picks:

• The 12-Step Get-out-of-Debt Program from Leo at Zenhabits. Don’t forget that here at The Mint Blog, we also have a five simple step guide on reducing your debt.
• Which credit cards are best for a beginner, and which are best for an intermediate user? — Check out the helpful replies from Consumerist.com’s readers.
• Cheap but Elegant Guest Room Tips from The Frugal Duchess. Seven simple but effective tips to spice up your guest room. You should also consider checking out the money-saving guide to theme parks.