Credit Card Balance Transfers: Pros, Cons and Personal Budget Management

We posted recently on several ways to practice sound personal budget management, including balance transfers as one way to reduce the cost of your debt… while you get busy paying it down. We got questions on the pros and cons of balance transfers, so we’re following up with a deeper dive on that topic.

Balance [...]

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Personal Budget Management: Buying a Timeshare

Timeshares are a form of vacation property ownership where the use and costs of running the resort are shared among owners. They can be a suitable purchase for some people and a very poor purchasing decision for many people. It is definitely a purchase consumers should take extra care in, as it can easily be a long term financial commitment! In the story here, our train wreck submitter shares their experiences on buying a timeshare.

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Home budget: Affordable and Cheap Dates

Young. In Love. And a thin wallet. Actually, scratch that. You don’t need to be young, in love, or even have a thin wallet to enjoy cheap, affordable, and fun dates. Here’s a list of ideas you can try out for a fun day/night with that special someone.

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Budgeting Your Money: Avoid Spending Into a Stressful Financial Life

I’ve always loved to shop, and I think a lot of women and men can identify with the lure of shiny new things. Unfortuantely, I was never one with strong personal budget management skills. While in college and shortly after, I was with a man who made less money then myself.
He’s generally conservative [...]

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