How You Can Survive the Financial Crisis

The financial markets are reeling from the news about Merrill Lynch, Lehman Brothers, and AIG. When such seemingly solvent financial institutions get shaken to their foundations, it leaves a lot of rubble. How can you survive the fallout?

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12 Steps to Financial Fitness

With all of the recent doom and gloom in the financial markets, it’s easy to get discouraged about your own financial situation. But here’s some good news for a change. While personal finance may seem complicated, it really boils down to 4 good habits that can make the difference between going broke or building up your net worth each month.

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Sell Your Skills Overseas

Don’t wait until you are too old to scale the steps of Chichen Itza to travel. The best time to see the world is when you are young. But if travel seems beyond your means or beyond your budget, you’re going to have to get creative before you get going. Are you in a rut because your current job doesn’t take advantage of your skills? Identify those skills and they can be your passport to a world of adventure.

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The Debt Generation

Credit cards are hailed as convenient tools, a way to build credit and earn points or rebates. However, there is another side to credit card spending, experienced by many who pay less then their balance month after month and one that can lead you into a downward spiral that is difficult to rebound from.

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5 Radical Real People Who Escaped Poverty

Do you habitually ignore certain numbers that regularly pop up on your phone? You know, like the one from the mortgage company calling because you are 15 days late with a payment. Maybe you own your own business but now find yourself dipping into your retirement savings, cashing out a life insurance policy, and maxing out those emergency credit cards you applied for last year just in case. If you’re getting dangerously close to the poverty line, you might want to take a lesson from 5 Radical Real People Who Escaped Poverty.

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Backpack in Southeast Asia on $20 a Day

Tell your friends you’re going backpacking in Southeast Asia and they may smirk at the suggestion you’re getting in touch with your spiritual side. But there’s another kind of inner peace you may discover, the kind that can only come from saving money while still having the time of your life.

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Learn To Build and Manage Your Credit, While You’re Young

Everyone tells you that these are the best years of your life. But the rest of your life can be even better if you start building credit now and working on your debt planning. Next time you try to rent an apartment, ask for a loan, or apply for a job, you’d do well to come armed with the same information that your creditors already know about you.

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Go Green While Saving Green

In the movie, Wall Street, ruthless stockbroker Gordon Gekko preached the mantra “greed is good,” but today it’s “green is good,” as his yuppie lifestyle gets replaced by attempts to save money while saving the planet. Here are six easy ways to go green.

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9 Smart Money Tips To Help You Quit Your Job

Daydream about quitting your job and doing something you love? Rather than simply dreaming, why not establish your goals and work toward a day when you have enough money or alternative income to quit? Here are some helpful tips that everyone can use.

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Ten Financial Mistakes That Will Put You In The Poor House

You can avoid making bad financial mistakes (that could land you in the poor house) by learning what not to do. Here are ten of the biggest financial mistakes people make that you can avoid.

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